DeFi & Payments

Fair DeFi without MEV exploitation. Low fees, secure payments, and protocol-level privacy—no smart contracts needed.

MEV Resistant

All conversions in one ore more blocks get the same price with no spread. No front-running, back-running, or sandwich attacks possible. Fair trading for everyone.

Ultra-Low Fees

Only 0.025% fee for reserve-to-basket conversions and 0.05% for reserve-to-reserve. 50% of fees go to miners/stakers, 50% to reserves.

Protocol-Level Security

All DeFi operations verified by miners and stakers. No smart contract bugs or exploits. Security built into the protocol itself.

Basket Currencies

Create sophisticated basket currencies backed by up to 10 reserve currencies. Configurable reserve ratios from 5% to 100%. Automatic supply management.

Final Payments

Send and receive payments with 1-minute block times (on Verus). No chargebacks, no intermediaries.

Multi-Currency Support

Accept payments in any currency on the Verus network. Support for all ERC-20 tokens bridged from Ethereum. Automatic currency conversion.

QR Code Integration

Package invoices into deeplinks and QR codes for seamless payment experiences. Easy integration with Verus Mobile and other wallets.

Cross-Chain Conversions

Convert seamlessly across all PBaaS chains and with Ethereum through the bridge. Unified liquidity across the entire network.

Fee Distribution

Transparent fee distribution between miners/stakers and reserves. No value extraction by middlemen or MEV bots.

Build DeFi Applications—Protected From MEV Attacks

Develop fair, secure DeFi applications with built-in MEV protection at the protocol level

Verus DeFi solves the MEV problem by processing all conversions simultaneously at the protocol level. This means every trade in a block gets the same fair price, eliminating front-running, back-running, and sandwich attacks.

Unlike other DeFi platforms that rely on smart contracts and sequential transaction processing, Verus handles all DeFi operations through consensus. This not only prevents MEV exploitation but also eliminates smart contract vulnerabilities.

MEV Protection

No front-running or sandwich attacks
Same price for all trades in a block
No value extraction by bots

Fee Structure

0.025% for reserve-to-basket conversions
0.05% for reserve-to-reserve conversions
50% to miners/stakers, 50% to reserves

Basket Currencies

Reserve Currencies

Create sophisticated basket currencies backed by up to 10 reserve currencies. Configure reserve ratios from 5% to 100% and let the protocol handle supply management automatically.

Liquidity Pools

Every basket currency functions as an automated market maker (AMM) with built-in liquidity pools. Trade between any reserve currencies with minimal slippage and MEV protection.

Cross-Chain Trading

Trade seamlessly across all PBaaS chains and with Ethereum through the bridge. Access unified liquidity across the entire network with protocol-level security.

Build Payment Infrastructure—Simple API, Cross-Chain Compatible

Implement standardized payment solutions and financial protocols with straightforward API commands

Payment Infrastructure

The VerusPay Invoice specification enables standardized formats for creating, managing, and interpreting invoices across the Verus ecosystem.

Universal implementation across languages
Standardized serialization format
Multiple payment destinations support

Simple API for creating invoices
Payment status monitoring
Metadata and memo support

Mobile & QR Integration

Enable scan-to-pay functionality with QR codes and deeplinks that work seamlessly with Verus Mobile and other compatible wallets.

Easy-to-scan QR code generation
URL-based deeplinks for instant payment
Seamless mobile wallet integration

Direct-to-wallet payment flows
Responsive design implementation
Cross-platform compatibility

DeFi Integration

Integrate DeFi features into your applications with simple API commands instead of complex smart contract programming.

Currency conversion commands
Liquidity pool management
Cross-chain transaction support

Built-in MEV protection
Protocol-level security
Programmatic basket currency creation

Multi-Currency Support

Accept payments in any currency with automatic conversion, ensuring you receive exactly what you expect.

VRSC and all PBaaS currencies
Bridged Ethereum assets
Multiple currency types in one transaction

1-minute settlement blocks
No chargebacks possible
Fixed, predictable transaction fees

Implementation Resources

API Documentation

Comprehensive API references for integrating payment processing, DeFi features, and cross-chain functionality into your applications.

SDK Libraries

Ready-to-use software development kits in multiple languages including JavaScript, Python, Go, and Rust for rapid integration.

Sample Implementations

Example projects and reference implementations including e-commerce plugins, payment gateways, and DeFi application samples.

Compare Financial Protocols—Make The Right Choice For Your dApp

Understand the technical advantages of building with Verus compared to traditional VM-based platforms

Feature

Verus DeFi

(E)VM Chain DeFi

Implementation Model

Architecture

Protocol-Level Implementation

DeFi functionality built directly into L1 consensus
All operations validated by miners and stakers
No separation between native and token accounting

Smart Contract Based

DeFi functionality implemented as code running on EVM
Operations validated by contract code execution
Separation between native ETH and contract tokens

Programming Required

Launch currencies, pools, and DeFi operations using simple API commands

Requires Solidity programming skills or using existing smart contracts

Deployment Costs

Fixed & Low:

200 VRSC to launch a currency/token on the Verus blockchain (is chain dependent)
No gas volatility

Variable:

Smart contract deployment can be high, depending on hiring specialized developers

Security

Smart Contract Risk

None: No smart contract vulnerabilities as DeFi operations are built into consensus

High: Vulnerable to smart contract bugs, hacks, and exploits ($3B+ lost to hacks since 2020)

MEV Protection

Built-in MEV Resistance:

All conversions processed simultaneously
No front-running attacks
No sandwich attacks
No transaction reordering exploits

Vulnerable to MEV:

Front-running common and profitable
Sandwich attacks frequent
Block builders can extract value

Wallet Approvals

Direct control of assets through protocol interactions

Unlimited Approvals Common: Users often grant unlimited token approvals to contracts

Transaction Costs

Swap/Trade Fees

Low:

0.025% for currency-to-liquidity pool
0.05% for currency-to-currency
Half goes to rewards, half to reserves

Higher:

Typically 0.3% to 1% swap fee
Plus gas fees for each transaction
Usually goes to liquidity providers and protocol

Gas/Network Fees

Fixed & Predictable:

0.0001 VRSC transaction fee
No fee auctions or congestion pricing
If chain gets congested, move to other chain

Variable & Unpredictable:

Can range from $1 to $100+ during congestion
Fee auctions during high demand periods

Functionality

Multi-Currency Support

Native Protocol Support:

VRSC and all PBaaS currencies
Bridged Ethereum assets
Liquidity pool currencies with up to 10 reserves

Contract-Based Support:

Only tokens implementing specific interfaces
ERC-20 tokens most common

Liquidity Pools

Protocol-Level Baskets:

Up to 10 reserve currencies
Configurable reserve ratios (5% to 100%)
Automatic supply management
Fair price discovery mechanism

Contract-Based Pools:

Usually limited to 2-3 tokens per pool
Fixed fee structures
Various price discovery mechanisms
Vulnerable to frontrunning

Identity Integration

Built-in VerusID:

Human-readable addresses
Revocable and recoverable
Data storage capabilities

Limited:

No native identity system
ENS and similar services are add-ons
Not recoverable if keys lost

Performance & Scalability

Throughput

Scale-Out Architecture:

75-800 TPS per chain
Unlimited scaling through PBaaS
Horizontal scaling across chains

Limited Base Layer:

15-30 TPS on Ethereum
Layer 2 solutions required for scaling
Still bottlenecked by main chain

Block Time

Fast:

1-minute blocks (on Verus blockchain)
PBaaS chains can have 10 second blocks

Fast:

12-14 second blocks on Ethereum